Experienced Los Angeles Uber Accident Lawyers
Insurance coverage is always a primary consideration when making a personal injury claim after an accident in an Uber or Lyft vehicle. With the popularity of ridesharing services skyrocketing in California, it is important to understand the insurance policies these companies offer for passengers.
The Law Offices of John C. Ye, A Professional Law Corporation specializes in personal injury law and provides an experienced team to handle rideshare accident cases.
Timing Is Everything: When An Accident Impacts Insurance Coverage
The specific circumstances surrounding an Uber or Lyft car accident determine how much insurance the driver has to carry and/or how much the rideshare company will pay for an accident claim that is the rideshare driver’s fault.
- If an accident happens when the driver is off-duty and does not have their app on looking for passengers, their personal insurance will cover the damages if they are at fault.
- If an accident happens when a driver is on-duty but has not been paired with a passenger, their personal rideshare insurance or the company’s policy will cover an accident .
- If an accident happens after a passenger has been paired with a driver or once the passenger enters the vehicle, Uber or Lyft’s liability insurance applies to any damages that are the rideshare driver’s fault.
Uninsured Or Underinsured Motorists And Rideshare Accident Claims
What if the accident is the fault of the other driver? If they have adequate personal auto insurance, the at-fault driver’s insurer should pay your injury claim. However, if the at-fault driver is underinsured or completely uninsured, both Lyft and Uber have uninsured driver coverage.
California Uber and Lyft Accidents
Uber, Lyft, and other rideshare services are becoming increasingly popular because of their simplicity and convenience. You discover you need a ride somewhere and, instead of calling a cab or trying to flag one down, you hop on your app and connect with a driver who’ll take you wherever you need to go.
But, what happens if you’re in an accident with a rideshare or while getting a lift? Does the driver’s insurance cover your damage? Does the company have a policy? Or, is it one of those fine print situations where you’re assuming all the risk yourself and waiving responsibility for any future harm?
Because companies like Uber and Lyft are so new, it’s hard to know exactly what to do or expect if you’ve been in an accident. But, don’t worry, we’ve got you covered. We’ll walk you through the most common types of Uber and Lyft accidents and what to do after you’ve been in an accident. Then, we’ll answer all those questions we asked about insurance and who covers what when an accident happens.
If We Do Not Win, You Do Not Pay
At the Law Offices of John C. Ye, A Professional Law Corporation, if we do not secure the funds you need to recover from your injuries, you owe us nothing in legal costs. To find out how we can help you, call our office at 877-278-6890 or use our online contact form. We serve clients in greater Los Angeles and across California.